JOHN C. UNDERWOOD, JR. is owner of Underwood Law Firm, which specializes in real property and mortgage banking transactions. Mr. Underwood received both B.B.A. and J.D. degrees from The University of Mississippi in 1969 and 1972. He served as legal assistant to Mississippi Supreme Court Presiding Justice Henry Lee Rodgers in 1972 and 1973. Beginning in 1973 he served on the staff of Attorney General A.F. Summer, where he enjoyed an extensive practive before the Supreme Court of Mississippi as well as an attorney for various state boards and agencies. In 1977, Underwood entered private practice in Jackson, Mississippi, specializing in real estate and mortgage banking transactions. Mr. Underwood has acted as foreclosure and eviction counsel for both the Department of Housing and Urban Development and the Secretary of Veterans' Affairs, and currently serves a Foreclosure Commissioner for the Department of Housing and Urban Development. Underwood is co-author of Mississippi Mortgage Foreclosures (4th Ed. 1996), and has served as editor and author for Foreclosure Law in Mississippi (2nd Ed. 2003). He has also written the Mississippi summary sections in the National Mortgage Servicers' Reference Directory for the past twenty years. Mr. Underwood has appeared as a guest speaker before the Mississippi Mortgage Banker's Association, the Mortgage Banker's Association of Alabama as well as seminars and presentations to the Law Schools of The University of Mississippi and Mississippi College. Underwood has also spoken at a number of seminars conducted by local title insurance companies and real estate trade groups. CATHERINE WALKER UNDERWOOD earned a B.A. degree from David Lipscomb College in 1971, and later received a J.D. degree from the University of Mississippi School of Law in 1974. Ms. Underwood served as Assistant Attorney General, Mississippi Revisor of Statutes and Chief of the Opinions Division of the Mississippi Attorney General's office until joining Underwood Law Firm in 1988. Ms. Underwood specializes in creditor bankrupcty and real property underwriting issues. Ms. Underwood is admitted to practice in all courts in the state of Mississippi as well as the Supreme Court of the United States. She is a member of the Mississippi Bankruptcy Conferernce and the Tri-County Real Estate Lawyers Association. R. CORY ANTHONY is a 2001 graduate of Mississippi State University with a B.S. Cum Laude in Real Estate Mortgage and Finance. In 2004, Mr. Anthony was awarded a J.D. from the University of Mississippi School of Law. Mr. Anthony also served as a law clerk for the United States Attorney's Office for the Southern District of Mississippi and has had experience in insurance defense and construction law. He is a member of the American Bar Association and the Jackson Young Lawyers Association.