ESTIMATED FORECLOSURE TIMELINES* NON-JUDICIAL FORECLOSURE DAYS FOR EACH STEP/TOTAL DAYS 1. Loan Referred/File Received 0 2. Notice Letter Sent to Mortgagor(s) 7/7 3. Title Reviewed 23/30 4. Substitution of Trustee Executed and Sent for Recording 15/45 5. Publication Started/Notice of Sale Posted 30/60 5. Sale Held 30/90 6. Deed Recorded 15/105 6. Redemption Period Expires N/A * These timelines are optimum and assume no delays. They are based upon UNCONTESTED foreclosure actions that are referred with all necessary documents (and with all necessary assignments previously recorded) and conducted under GSE guidelines. Accordingly, timelines will vary from case to case depending on loan type and the particular circumstances.